Hipotecas

Columbia, MO

Chris Sanders

Senior Vice President

Mortgage Banking Market Manager

NMLS # 261352

573.447.8718 Office

573.268.3421 Cell

Mortgage Center

700 Cherry Street

Columbia, MO 65201

Visit My Personal Site

Abrir biografía

Chris has over 19 years of mortgage lending experience with more than $550 million in personal loan production, while earning the respect and trust of his clients and referral partners. Chris possesses extreme knowledge of all of the diverse mortgage products offered to consumers and prides himself by educating borrowers to ensure they have the best product that meets their lifestyle. Chris is a true advocate for the mortgage lending process and provides excellent insight as to the vast changes of the mortgage landscape. Previously, he founded a mortgage company that grew from 2 employees to 5 branch locations. Chris is very excited to bring his experience and knowledge to Providence Bank.

Laura Brownfield

Assistant Vice President

Mortgage Banking Officer

NMLS # 468540

573.447.8715 Office

573.489.4681 Cell

Mortgage Center

700 Cherry Street

Columbia, MO 65201

Visit My Personal Site

Abrir biografía

Laura serves as Assistant Vice President, Mortgage Banking Officer in the Mortgage Center located at 700 Cherry Street in Columbia, Missouri. Laura's banking career started in college when she worked as a Teller. She has served in all front-line roles from Teller to Banking Center Manager, to Professional & Executive Officer, Trust Officer and finally Mortgage Loan Originator. Her greatest pleasure in banking is building relationships with realtors, referral sources, prospective homeowners and past clients. Laura enjoys learning about her clients. Each borrower has their own story, needs, struggles, history and experience. Whether she is working with a seasoned professional or a first-time homebuyer, her business motto is simple and her consistency is predictable. She offers solid advice, education of the industry and loan programs, thorough explanations and "no surprises" and "what you see is what you get" lending. When put on a plan, path and timeframe, most people can achieve their dreams. For Laura, there is no greater professional reward than walking clients through the often-overwhelming mortgage process and then sitting side-by-side with them at the closing table as a trusted friend.

Laura Kogut

Assistant Vice President

Mortgage Banking Officer

NMLS # 764813

573.447.8703 Office

573.239.1999 Cell

Mortgage Center

700 Cherry Street

Columbia, MO 65201

Visit My Personal Site

Abrir biografía

Laura Kogut joins Providence Bank with over 12 years of banking and lending experience. Laura has been a mortgage loan originator in Columbia, Missouri since 2012. She started her career as the Director of Marketing and Sales at Les Bourgeois Vineyards and then entered the banking industry with where she oversaw a student-run credit union located on the University of Missouri campus. Laura is passionate about helping her customers and serving her community. She graduated with a bachelor’s degree from the University of Missouri, Columbia in 2002 and received her Masters of Business Administration from William Woods University in 2008. She is an affiliate member of the Columbia Board of Realtors, Treasurer of the Metro Rotary Club, an Ambassador with the Columbia Chamber of Commerce, a member of the Steering Committee for Women’s Network and Treasurer of the Show Me Referrals Chapter of Business Networking International (BNI).

Ian Chang

Mortgage Banking Officer

NMLS # 1434926

573.477.8746 Office

573.355.8955 Cell

Mortgage Center

700 Cherry Street

Columbia, MO 65201

Visit My Personal Site

Abrir biografía

Ian joined Providence Bank as a Mortgage Banking Officer in July 2018. He has over 3 years of mortgage lending experience and served as a Loan Officer Assistant and Junior Loan Officer. Ian was born and raised in Palo Alto, California, attended college in San Francisco and moved to Los Angeles before relocating to Columbia, Missouri in 2015. Ian's wife Gaye is a native of mid-Missouri. She grew up in Jefferson City and earned her nursing degree from Mizzou so the couple chose Columbia as their home. Ian graduated with a B.A. in Broadcasting and Electronic Communication Arts from San Francisco State University. He attended Xinnix Mortgage Academy where he completed Ground School Loan Officer Training and The Complete Loan Application Training. He is a volunteer with City of Refuge in Columbia, Missouri, a volunteer with the Central Missouri Humane Society and a member of the Young Professionals Network with the Columbia Board of Realtors. Buying a home is a major investment, and Ian is committed to finding the right mortgage to fit each buyer's unique needs.

Jefferson City, MO

Michael Love

Mortgage Banking Officer

NMLS # 1764829

573.644.7151 Office

573.644.3679 Cell

Stadium Banking Center

815 W. Stadium Blvd

Jefferson City, MO 65109

Visit My Personal Site

Abrir biografía

Michael has an extensive background in real estate from sales to management, and loan servicing to underwriting. He is proud to now be originating loans for Providence Bank. Michael was born and raised in Alton, IL, outside of St. Louis where he started his real estate career in 1997. He relocated to the Lake of the Ozarks in 2001, continuing in real estate. From 2007 to 2011, Michael owned and operated Excel Vending at the Lake of the Ozarks. In 2011, Michael and his wife decided to move to the wholesome community of Jefferson City to raise their daughters and this is where he stepped into the banking industry. Michael's main goal is ensuring his borrowers are getting the right product. He walks them through the process, answering any questions they have along the way. Buying a home is one of the largest purchases people make in their lifetime and Michael wants to make sure the loan his clients choose matches their needs. Stop by the Stadium Location to meet Michael or feel free to give him a call today!

Osage Beach, MO

Michael Vitale

Assistant Vice President

Mortgage Banking Officer

NMLS # 742336

573.746.7224 Office

314.605.6700 Cell

Osage Beach Banking Center

995 KK Drive

Osage Beach, MO 65065

Visit My Personal Site

Abrir biografía

Michael has been a Mortgage Loan Officer for over 16 years and is an Assistant Vice President, Mortgage Banking Officer with Providence Bank Mortgage! His time spent originating mortgage loans has been the best 16 years of his business career. He is very fortunate because he loves what he does. He earns his living by helping people, and in some cases, making their dreams come true – How great is that? He views his role not only as a Mortgage Banking Officer but more importantly, as a loan counselor.Except for the years he spent in the military, he lived in the St. Louis area until he purchased a home in Lake Ozark 7 years ago. He is proud to say that he is an official permanent "Laker". Michael feels it is important to live in and be a part of the community where he works. He believes in order to truly realize all the needs of your customers you have to be able to sit down with them face to face, as well as be available during off hours. Michael makes it a point to close every loan himself. That just does not happen with out-of-town lenders.He earned a Bachelor's of Science Degree in Business Administration from the University of Missouri with a minor in math and is a proud recipient of the St. Louis Magazine's 5 Star Mortgage Professional Award 8 times in a row. That is every year since the award has been given. Michael won the award in 2017 and has been nominated for the 2018 award. The reason this award is so important to him is that it comes as a result of recommendations from his past customers. He thinks it is significant that almost all of his customers come from referrals. Michael strives to make every loan not only a success, but a positive experience as well. It is his goal that once he completes a mortgage loan for his clients, that he will handle all their future mortgage loans, as well as for their family, friends, and neighbors.

St. Louis, MO

Judy Cromer

Vice President

Director of Residential Lending

NMLS # 924745

636.397.3814 Office

314.604.4404 Cell

St. Peters Banking Center

295 Salt Lick Road

St. Peters, MO 63376

Abrir biografía

Judy serves as Senior Vice President, Director of Residential Lending. She has over 24 years of banking experience with much of this time focused on regional leadership roles in consumer real estate lending. Judy has responsibility for the Residential Lending line of business, including sales, operations, compliance and strategic planning. Judy serves on several boards and advisory committees for St. Louis based non-profit organizations and associations, and she is a member of the St. Louis United Way Women's Leadership Council.

Dave Eads

Vice President

Mortgage Banking Market Manager

NMLS # 316757

636.397.3871 Office

314.280.6648 Cell

Lake St. Louis Banking Center

460 Hawk Ridge Trail

Lake St. Louis, MO 63367

Visit My Personal Site

Abrir biografía

Dave grew up and has worked in the St. Louis area for much of his career. He has over 30 years of mortgage lending experience and spent 9 years as a business owner and mortgage broker. He is certified in appraisal reviews and was previously a licensed insurance agent. Dave has the experience, knowledge and understanding of the mortgage loan process to make buying your dream home a smooth and enjoyable process. Whether you are financing your first mortgage loan or refinancing an existing loan, you can count on Dave to guide you through the process, get you the best possible results, answer all of your questions and help you get your desired mortgage loan.

Beth Suddarth

Commercial & Mortgage Banking Officer

NMLS # 740049

573.898.5511 Office

314.779.5005 Cell

Elsberry Banking Center

301 Broadway Street

Elsberry, MO 63343

Visit My Personal Site

Abrir biografía

Beth is a Commercial and Mortgage Banking Officer for Providence Bank in Lincoln County, Missouri. She has been a part of the Providence team for over 16 years. During this time, Beth has held various positions within the loan administrative department. Currently, she is studying at Southern New Hampshire University to obtain her BS in Accounting. Beth and her husband Marshall reside in rural Elsberry where they raise their two sons Brenden and Ian. Beth is determined to provide the best customer service possible and is exited to meet you and help with all of your financing needs.

Fairview Heights, IL

Michael Hodges

Mortgage Banking Officer

NMLS # 772553

618.212.1448 Office

314.596.1491 Cell

Fairview Heights Banking Center

4600 North Illinois Street

Fairview Heights, IL 66208

Visit My Personal Site

Abrir biografía

Michael is a Mortgage Banking Officer with Providence Bank. He has been in the Financial Services Industry for over 30 years including Branch Management in the Mortgage Industry for over 10 years. Michael still has a passion for what he does best which is to help people achieve their financial goals. Whether it is a first-time home purchase, debt relief, home improvements or simply buying that final dream home, he truly enjoys what he does and what he has accomplished. He has seen this industry go thru many changes and adaptation is a term with which he has become very familiar with. Michael has been married for over 20 years to his wonderful wife Beth and they have 4 beautiful children Mallorie, Mark, Matthew and Michael. Although Michael has certainly had many great accomplishments in his field of work, he considers his greatest accomplishment his family. Michael was educated at Southwest Texas State University and was ranked in the top 10, eleven out of twelve months in the Mortgage Originator magazine in 1994 and 1995.Once he became a manager within the industry, Michael was voted Manager of the Year and was awarded a company trip to Maui, Hawaii. Michael was very proud of this honor, especially since he and his staff closed over 30 loans in their first 30 days out of his home since their office space was not yet complete. Michael attributes his success to always striving to do what is best for his clients and he looks forward to helping you achieve your financial goals and dreams.

Texas

Becky Reuter

Vice President

Mortgage Banking Market Manager

NMLS # 254084

817.305.0446 Office

817.343.1309 Cell

Mortgage Center

4851 Merlot Avenue, Suite 520

Grapevine, TX 76051

Visit My Personal Site

Abrir biografía

Becky grew up in Nebraska and moved to Central Missouri in 1998. She graduated Cum Laude with a BS in Business Administration from Columbia College in 2003. Becky is a dedicated mortgage professional with over ten years of lending experience. Over this time, she has worked in a range of lending institutions from small community banks to large regional banks. This has given Becky an edge over her competitors because she can take someone's dream and make it a reality based on her wide range of knowledge of guidelines and products. Becky takes this knowledge and applies it to each of her clients. Because no two transactions are the same and no two clients are the same, Becky will treat you as an individual, not just another deal. Throughout her years in lending one thing has remained the constant, her dedication and commitment to her clients and referral partners. Her dedication also transcends to the community. Becky is a volunteer firefighter for Cooper County Fire Protection District and serves as Marketing Director/Public Information Officer. She is a member of the Chamber, Women's Network and Women's Council of Realtors. Becky was recently honored with the 2015 Women's Council of Realtors Affiliate of the Year Award. This prestigious award is a reflection of the outstanding customer service Becky provides to her customers and the dedication she has to her profession. Becky is ready to put her expertise to work for you.

Julie McCray

Mortgage Banking Officer

NMLS # 1854390

817.305.0446 Office

817.691.2005 Cell

Mortgage Center

4851 Merlot Avenue, Suite 520

Grapevine, TX 76051

Visit My Personal Site

Abrir biografía

Julie is a Mortgage Banking Officer for Premier Bank Texas in Grapevine, Texas. She joined Premier Bank Texas in April 2019, after a long career as a REALTOR®. Julie's real estate background helps her connect with potential customers. While being a REALTOR®, Julie learned what buyers and realtors need and expect from their loan officer. She is ready to put her experience to work for you. Julie and her husband, Everett, have been married for over 20 years and reside in Fort Worth, Texas, where they are raising their four sons, Elexander, Ezekiel, Elijah, and Enrique. Julie is dedicated in providing each customer with the best service possible. She is excited to meet and help you!

Email Us